Brenda W. Hargroves

I recently attended a meeting of small-business owners. The facilitator pointed out that your brand is not your name, logo or any other feature which identifies you or your product. “It’s the way people feel  after working with you.”  With that thought in mind, she then asked the participants to reveal three words that describe their brand in terms of how other folks see them. Interesting, huh? The exercise reminded me of the standard icebreaker I used when I taught financial

You did all the right things to plan for this day. You followed smart financial literacy practices. Determined financial goals Taught...

OK, I’m hooked. Can’t scroll past those Facebook thrifting reels.  In my day, it was known as thrift shopping. What can I say? Today...

I love how something old suddenly becomes new when given a trendy twist.   Budgeting and saving are concepts that have stood the test of...

The difference between thinking about retirement vs. what it actually looks like when the time comes can be startling. I recently had...

My April 2023 blog post  outed corporations for the not-so-subtle ways they are making money at our expense. You know what I’m talking...

I recently read this quote in my favorite daily newsletter, Morning Brew. “File this under records you’d prefer not to see broken: The US...

Most years, I celebrate the Christmas holiday season by myself for three reasons. Most years, I celebrate the Christmas holiday season by...

Laid off in 2011, I quickly became disillusioned with living among those searching for employment. I feared I would start screaming if I...

OK, like it or not, a final check on your 2024 goals is in order. First off, did you set any?  Were they in your head or did you commit...

This is by far the longest article I’ve posted, but I think it’s well worth reading. Recently, I’ve noticed increased attention to the...