Brenda W. Hargroves

Every source of financial advice suggests the critical need for an emergency fund. But let’s be real. It's hard to start an emergency fund when your earnings disappear as fast as they’re deposited. The income you receive today must immediately answer yesterday's bill. How can you save when everything is an emergency? This topic reminds me of a workshop I once attended called, “How To Save A Dollar When You Don’t Have A Dime To Spare.” Interesting, huh? Saving Starts Here I

You did all the right things to plan for this day. You followed smart financial literacy practices. Determined financial goals Taught...